January 2020
IRA and HSA Contributions
The rules for both IRAs and HSAs (Health Savings Accounts) allow contributions to 2019 accounts up to Tax Day on April 15, 2020. These contributions lower your taxable income, which can equate to a more significant tax break.
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Level-funded plans
Level-funded health plans, a hybrid between fully funded and self-funded plans, are growing in popularity for small- and medium-sized businesses. These plans can provide employers substantial savings along with more flexibility. And, if a company keeps claims below a pre-determined threshold, they may see a refund when they renew.
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