Due to mounting financial losses and an uncertain marketplace outlook, Aetna has made the decision to leave the Individual market in New Jersey.  As a result, New Jersey law requires a carrier to withdraw from the insured small employer market if it is withdrawing from the individual market.  As such, Aetna will withdraw all of...Read More

Some carriers are offering plans that appear to mimic HSA plans “BUT” their: Minimum Deductible’s or Maximum Out-of-Pocket Expenses exceed the HSA limits, which will then disqualify you from even having a Tax-Deductible HSA Account. On a more optimistic note, the American Health Care Act of 2017 (AHCA) passed House on May 4 and one of...Read More

On Thursday, May 4, the Internal Revenue Service (IRS) released the 2018 inflation-adjusted amounts for Health Savings Accounts (HSAs). In addition to the chart below that compares the increases in Contribution Limits, there are two additional and very important pieces of this valued program that also increase next year and impact your Coverage in the areas of:...Read More